Week 1: money challenge – What is MONEY?


It seems like everyone is obsessed with wanting more money!

Since I embarked on this personal development journey in 2014, I too started to feel the same and wanted more money; yet I look back on my life today, and just five years ago I was ‘Financially Independent’ that meant I did not have to work. I could retire at the young age of 39. However, it’s important to know I wasn’t yet Financially Free because I still paid a mortgage. Fast forward six years and things have become different. To the point that I now HAVE TO WORK – NOT BECAUSE I WANT TO! (Laugh)

I can laugh because if I told someone how much income I have coming in, they wouldn’t believe I have to work. I often look at the numbers coming in and wonder what the hell is going on! Money Management was obviously something which I still needed to learn.

What’s even more strange is when I want to do something, like I become obsessed with it, money (resources) turn up. So why have I decided to embark on a transparent money journey here with you? – As I entered the world of personal development, I became a personal development course junkie, and I took my children with me because I genuinely wanted to share the insights I was discovering with them. They lapped up everything like me. It was as if suddenly there was a parallel world that thought like I did and I never knew it existed. At the same time, I was introduced to Network Marketing, and that brought me face to face with my inner world. It was not a pleasant picture and something I had to re-build to be the woman that I always thought I was and could be.

What’s that got to do with money, you might be asking?

I had reached financial freedom aged 39, I believe from being GRATEFUL and without really knowing any of what I know now. All I ever wanted was for my children to do whatever they wanted and I didn’t want money to be a block or hindrance for them. I never focused on ‘MONEY’ – I only focused on loving them and seeing them free. That was my ‘Why.’ I never dreamt of being financially free, and I didn’t even know what ‘Financial Freedom’ was, I certainly didn’t see it for myself. I just wanted my children to experience all that they desired, and somehow this small desire brought me from leaving home a single mum with £1 to financial independence aged 39. I realized at this stage in life that I could follow my life passion and do a Masters and then a Ph.D. I loved learning and studying and sharing. Maybe that’s a desire I am sharing here with you.

They say sometimes the Universe will force you to take another route when you’ve outgrown something. I indeed had relinquished my position as a Director of Arts in my college, and I had no desire to become a headteacher. I didn’t know what I wanted, and this unhappiness had stacked up year after year until one day I suffered a stroke and guess what, I was just 38 years old. It was the most frightening experience of my life. But it made me have a real look at my life and where I was heading with it. Where ever I was going my children would certainly be affected, and they were and still are the most important people in my life.

So I am working full-time today because I believe, I am answering the universe by embarking on a journey that I don’t fully understand yet. But I did discover LEGACY and LIBERTY are key for me, and maybe are for others too. LEGACY is what I wish to leave for my children and to share with others how to do the same if they so desire. Liberty is freedom, and I desire freedom from all that holds me back in life. Since putting much of my ‘Personal Development’ costs and those of my children on credit cards, it meant I had to earn more money to pay this off. It’s not the best situation to be in, but I have a gut feeling that a lot of people have done the same.

UPW with Tony Robbins is not cheap when you opt for a Diamond Ticket right at the front to see Tony in person. Then investing in Property Mentors certainly doesn’t come cheap and business coaches at 4k each, not to mention over 40k on the property course itself as well as training on becoming trainers ourselves. It all soon starts to add up and I had resigned so was not working to pay off what I was putting on the credit cards. The only income was my property incomes, and that was not going to cover the personal development course’s that we had spent.

I felt many emotions during this time but guess what. I am still here today and doing some exciting projects with the resources I have with me now. So my weekly blog will share with you how I transform my financial circumstances round because my obsession is to become a master of myself!!!



  1. Max Pro 1000 Weight Loss Reviews
    May 21, 2018 / 12:22 am

    Its like you read my mind! You appear to know a lot about this, like you wrote the book in it or something.
    I think that you can do with some pics to drive the message home a bit, but other than that, this
    is fantastic blog. A fantastic read. I’ll certainly be back.

    • Naila
      May 21, 2018 / 9:27 pm

      Thank you very kindly for your words of support and it is wonderful to know you will came back to read more.

  2. November 19, 2018 / 3:11 am

    Hi there, constantly i used to check weblog posts here in the early hours in the break of
    day, since i like to gain knowledge of more and more.

  3. November 19, 2018 / 8:17 am

    There is definately a great deal to learn about this issue.
    I love all the points you made.

  4. January 15, 2019 / 5:43 pm

    Thanks a lot for giving everyone an exceptionally superb chance to read critical reviews from this site. It really is so pleasant and as well , full of fun for me and my office friends to search your site at the least 3 times in one week to learn the latest secrets you have. And lastly, I’m actually happy with the beautiful tips you give. Selected 3 points in this post are undoubtedly the finest we have all had.

  5. January 18, 2019 / 12:14 pm

    A lot of thanks for your whole efforts on this website. My mother take interest in going through investigations and it’s simple to grasp why. All of us notice all concerning the compelling ways you convey powerful strategies via this web site and therefore foster response from other ones on that point and our own simple princess is always becoming educated a lot of things. Take pleasure in the rest of the new year. You are always carrying out a pretty cool job.

  6. January 20, 2019 / 5:44 pm

    I would like to convey my admiration for your kind-heartedness giving support to individuals that must have assistance with that area of interest. Your personal commitment to passing the solution throughout came to be incredibly effective and have specifically empowered others just like me to achieve their objectives. Your new warm and helpful help denotes much to me and even further to my colleagues. Thanks a lot; from all of us.

  7. January 21, 2019 / 12:16 am

    I and my guys were actually checking out the nice helpful hints found on your website and the sudden developed a horrible suspicion I had not expressed respect to the site owner for those tips. Most of the people were consequently very interested to read them and have sincerely been having fun with them. I appreciate you for truly being really kind as well as for selecting such tremendous resources millions of individuals are really desirous to learn about. Our honest regret for not saying thanks to you earlier.

  8. January 24, 2019 / 5:59 am

    My spouse and i felt so relieved that Jordan managed to round up his web research because of the precious recommendations he had from your very own blog. It’s not at all simplistic to just continually be offering helpful hints which usually some others have been selling. So we understand we have got you to be grateful to because of that. The most important explanations you’ve made, the simple blog navigation, the friendships you help engender – it is everything spectacular, and it’s really assisting our son and the family feel that that concept is enjoyable, and that’s exceedingly vital. Thank you for all the pieces!

  9. September 12, 2019 / 7:58 pm

    Thank you a lot for giving everyone a very splendid possiblity to check tips from this website. It really is so enjoyable and packed with a good time for me and my office mates to visit your site not less than 3 times weekly to study the newest tips you will have. And lastly, we are always fulfilled with all the eye-popping tips served by you. Certain 3 areas on this page are easily the finest we have all ever had.

  10. September 14, 2019 / 9:37 am

    I and also my buddies have been reviewing the best items from your web blog while suddenly got a terrible feeling I had not expressed respect to you for those secrets. Most of the guys were for this reason glad to learn them and have now certainly been making the most of them. We appreciate you genuinely considerably kind and for getting this sort of terrific tips millions of individuals are really eager to know about. Our own sincere apologies for not expressing appreciation to earlier.

  11. September 15, 2019 / 10:35 pm

    I in addition to my buddies came looking at the great guides from your web blog and then the sudden got a horrible suspicion I had not thanked the web blog owner for those techniques. All the men came as a consequence excited to study them and now have in truth been making the most of these things. I appreciate you for genuinely well accommodating and also for choosing this sort of impressive topics millions of individuals are really needing to learn about. My personal sincere regret for not expressing appreciation to you earlier.

  12. September 17, 2019 / 7:15 am

    I want to voice my respect for your kind-heartedness for persons that should have help with this particular concern. Your very own commitment to getting the message up and down ended up being especially productive and have consistently permitted guys like me to achieve their endeavors. Your warm and helpful facts can mean a whole lot to me and extremely more to my office colleagues. Warm regards; from all of us.

  13. September 18, 2019 / 7:51 pm

    I want to show my appreciation to the writer for bailing me out of this particular situation. Because of researching through the search engines and meeting advice which were not helpful, I assumed my life was gone. Living minus the approaches to the problems you have solved by way of your main guide is a serious case, as well as the kind which might have in a wrong way damaged my career if I had not come across your site. Your main talents and kindness in playing with the whole lot was tremendous. I am not sure what I would have done if I hadn’t encountered such a subject like this. I can at this moment look ahead to my future. Thanks so much for the expert and effective guide. I won’t be reluctant to refer your web sites to anybody who should get direction on this subject matter.

  14. September 20, 2019 / 6:49 am

    I must show my gratitude for your kindness for people that actually need help with this particular study. Your personal commitment to getting the message throughout appeared to be really functional and has frequently empowered some individuals much like me to achieve their targets. Your new important guide can mean so much to me and somewhat more to my office colleagues. Many thanks; from all of us.

  15. September 22, 2019 / 6:21 am

    I wish to show my passion for your kind-heartedness for women who require help on this important topic. Your very own commitment to passing the message along was pretty effective and have always encouraged most people like me to arrive at their aims. Your personal helpful instruction means a whole lot to me and substantially more to my mates. Regards; from everyone of us.

  16. September 24, 2019 / 12:27 am

    I would like to show appreciation to the writer for rescuing me from this particular matter. After searching throughout the search engines and getting advice that were not powerful, I figured my life was over. Existing without the strategies to the problems you have solved as a result of your main guideline is a critical case, as well as those which could have adversely affected my entire career if I had not discovered your site. Your own expertise and kindness in playing with every item was invaluable. I don’t know what I would have done if I had not come upon such a point like this. I can also at this moment relish my future. Thanks for your time so much for your expert and results-oriented help. I won’t be reluctant to recommend your blog post to any individual who needs direction about this subject matter.

  17. September 25, 2019 / 7:19 pm

    I wish to express thanks to the writer for rescuing me from this circumstance. Right after looking out throughout the search engines and meeting opinions which were not productive, I thought my life was over. Existing minus the answers to the difficulties you’ve solved as a result of the website is a critical case, as well as the ones that might have negatively damaged my career if I hadn’t come across your web blog. The capability and kindness in maneuvering the whole thing was excellent. I’m not sure what I would have done if I had not discovered such a thing like this. I can at this moment relish my future. Thanks for your time very much for your high quality and amazing help. I will not think twice to recommend your web sites to anyone who should get counselling on this topic.

  18. September 27, 2019 / 9:51 am

    I in addition to my buddies came taking note of the good techniques located on the website while all of the sudden I got an awful suspicion I never expressed respect to the web site owner for those strategies. All of the young men were definitely for that reason glad to read them and have in truth been tapping into these things. Thank you for actually being very thoughtful and also for making a choice on varieties of terrific subject matter most people are really eager to discover. My personal sincere apologies for not saying thanks to you sooner.

  19. September 29, 2019 / 3:53 am

    Thank you so much for providing individuals with an extremely breathtaking opportunity to discover important secrets from this web site. It really is so nice and as well , packed with fun for me and my office fellow workers to search your website at the very least three times in one week to read through the latest issues you will have. Not to mention, we’re usually pleased with all the outstanding techniques served by you. Selected 1 ideas in this article are really the most impressive we’ve had.

  20. September 30, 2019 / 5:33 pm

    I simply had to thank you very much again. I’m not certain what I might have taken care of without those basics discussed by you about my theme. It was before a troublesome condition in my view, however , witnessing the professional technique you resolved the issue made me to weep over happiness. Now i am thankful for the guidance and thus hope you recognize what a powerful job you happen to be carrying out instructing most people via your website. Most likely you haven’t come across all of us.

  21. October 1, 2019 / 8:50 am

    I enjoy you because of each of your work on this website. Gloria take interest in making time for research and it’s obvious why. Many of us know all regarding the powerful ways you offer sensible information through the website and attract contribution from visitors on the idea and our princess is undoubtedly understanding so much. Have fun with the remaining portion of the year. You have been performing a fabulous job.

  22. October 2, 2019 / 8:52 pm

    I truly wanted to compose a quick word to express gratitude to you for all the pleasant information you are giving out on this site. My considerable internet search has at the end of the day been honored with extremely good details to go over with my classmates and friends. I ‘d admit that most of us site visitors actually are unquestionably lucky to be in a remarkable community with so many awesome individuals with helpful secrets. I feel somewhat lucky to have encountered the site and look forward to tons of more exciting times reading here. Thanks a lot once more for all the details.

  23. October 4, 2019 / 6:40 am

    My husband and i got quite delighted when Jordan could round up his investigations through the entire precious recommendations he discovered when using the weblog. It is now and again perplexing to simply possibly be releasing tips and tricks others have been trying to sell. And we all fully grasp we have the website owner to be grateful to for that. The most important explanations you have made, the simple site menu, the relationships you will assist to create – it’s got all incredible, and it is helping our son in addition to the family reason why that situation is fun, which is certainly tremendously indispensable. Thank you for the whole thing!

  24. October 5, 2019 / 6:11 pm

    A lot of thanks for all your valuable hard work on this website. Betty enjoys going through investigations and it is easy to understand why. We all notice all regarding the powerful ways you provide precious tips on your blog and encourage participation from website visitors on the situation and our own child is truly understanding so much. Have fun with the rest of the year. You have been performing a great job.

  25. October 7, 2019 / 12:04 am

    Thank you so much for giving everyone a very brilliant opportunity to read critical reviews from this site. It can be so ideal and also full of a lot of fun for me personally and my office acquaintances to visit the blog particularly 3 times weekly to find out the newest stuff you will have. And of course, I’m at all times motivated considering the unbelievable concepts served by you. Selected 2 facts in this post are rather the finest I have had.

  26. May 7, 2020 / 6:50 am

    My brother suggested I might like this website. He was totally right. This post actually made my day. You can not imagine simply how much time I had spent for this info! Thanks!|

  27. May 9, 2020 / 1:10 pm

    great submit, very informative. I ponder why the opposite experts of this sector don’t understand this. You should continue your writing. I am sure, you have a huge readers’ base already!|

  28. May 14, 2020 / 1:02 pm

    Greetings from Florida! I’m bored to tears at work so I decided to check out your website on my iphone during lunch break. I enjoy the knowledge you provide here and can’t wait to take a look when I get home. I’m shocked at how fast your blog loaded on my mobile .. I’m not even using WIFI, just 3G .. Anyhow, fantastic blog!|

  29. May 15, 2020 / 5:06 am

    Its like you read my mind! You appear to know so much about this, like you wrote the book in it or something. I think that you can do with some pics to drive the message home a little bit, but instead of that, this is great blog. A fantastic read. I will certainly be back.|

  30. May 15, 2020 / 7:38 am

    Hey very cool site!! Man .. Excellent .. Superb .. I will bookmark your web site and take the feeds additionally? I’m satisfied to seek out numerous helpful info right here within the put up, we’d like develop more strategies in this regard, thanks for sharing. . . . . .|

  31. May 20, 2020 / 5:45 am

    This post will help the internet users for setting up new weblog or even a weblog from start to end.|

  32. May 20, 2020 / 12:18 pm

    I’d like to thank you for the efforts you have put in writing this blog. I am hoping to see the same high-grade blog posts from you later on as well. In fact, your creative writing abilities has encouraged me to get my own, personal website now ;)|

  33. May 22, 2020 / 1:56 pm

    Hello to every , for the reason that I am genuinely eager of reading this weblog’s post to be updated daily. It carries pleasant material.|

  34. May 23, 2020 / 9:17 am

    hello!,I really like your writing so much! proportion we keep in touch extra approximately your article on AOL? I require a specialist on this house to solve my problem. Maybe that’s you! Taking a look ahead to peer you. |

  35. May 23, 2020 / 4:42 pm

    Superb, what a blog it is! This web site presents helpful facts to us, keep it up.|

  36. May 24, 2020 / 6:32 pm

    Hello to every one, the contents existing at this site are in fact awesome for people experience, well, keep up the nice work fellows.|

  37. May 26, 2020 / 12:13 pm

    Wow, fantastic weblog structure! How long have you been running a blog for? you made blogging look easy. The full glance of your website is great, as neatly as the content!

  38. May 26, 2020 / 4:47 pm

    Terrific work! This is the type of info that are supposed to be shared around the internet. Disgrace on Google for now not positioning this publish upper! Come on over and discuss with my site . Thanks =)|

  39. May 28, 2020 / 7:32 pm

    Aw, this was a really good post. Finding the time and actual effort to create a really good article… but what can I say… I hesitate a whole lot and never seem to get anything done.|

  40. May 29, 2020 / 3:31 pm

    I have fun with, result in I found exactly what I used to be looking for. You have ended my 4 day lengthy hunt! God Bless you man. Have a great day. Bye|

  41. May 29, 2020 / 10:55 pm

    I am sure this post has touched all the internet users, its really really good article on building up new blog.|

  42. June 8, 2020 / 3:01 am

    I’m really enjoying the design and layout of your blog. It’s a very easy on the eyes which makes it much more pleasant for me to come here and visit more often. Did you hire out a developer to create your theme? Exceptional work!|

  43. June 24, 2020 / 5:32 am

    Hi there! I could have sworn I’ve been to your blog before but after going through a few of the posts I realized it’s new to me. Nonetheless, I’m certainly happy I came across it and I’ll be book-marking it and checking back frequently!|

  44. Tyler Tysdal Platte
    June 25, 2020 / 4:17 am

    Great work! This is the type of info that should be shared around the web. Shame on the search engines for not positioning this post upper! Come on over and visit my web site . Thanks =)

  45. June 26, 2020 / 4:50 am

    I blog frequently and I really appreciate your content. This article has truly peaked my interest. I will bookmark your blog and keep checking for new details about once a week. I subscribed to your RSS feed too.|

  46. July 6, 2020 / 8:09 pm

    Everyone loves what you guys tend to be up too. This type of clever work and exposure! Keep up the very good works guys I’ve included you guys to my personal blogroll.|

  47. October 4, 2020 / 3:45 pm

    Excellent; what I took away from UPW, many years ago, was LAT – Learn, Apply and Teach. It was through the ‘doing’ that I recived my outcomes.

  48. November 17, 2020 / 11:44 am

    What’s up, I would like to subscribe for this blog to obtain newest updates,
    thus where can i do it please assist.

  49. July 20, 2021 / 1:28 pm

    hi!,I like your writing very much! percentage we communicate more about
    your post on AOL? I require an expert on this area to solve
    my problem. Maybe that’s you! Having a look ahead to peer you.

Leave a Reply

Your email address will not be published.

This site uses Akismet to reduce spam. Learn how your comment data is processed.